Sam’s Club Discover Card Benefits
According to a survey conducted in 30 U.S. markets, you could save more than 30% when you shop at Sam’s Club than when you shop with traditional retailers.
If you shop frequently at Sam’s Club, you will definitely want to apply for a Sam’s Club Discover Card! However, you need to become a member before you could apply for Discover card.
There are actually four basic types of membership plans that you can sign up for: Advantage, Advantage Plus, Business and Business Plus. Each Sam’s Club membership plan has its own unique perks:
Advantage Membership ($40 annual fee)
Advantage members get cash back or mileage rewards when they use their Sams Discover anywhere Discover credit cards are accepted. One dollar is equivalent to one mile up to 60,000 miles a year. The cash-back scheme will get you 0.25% back when you spend up to $1,500 over the year, 0.50% for $1,501 to $3,000 and 1% for spending above $3,000. The plan includes discounted service plans that take effect when the manufacturer’s warranty ends, along with a Click ‘n’ Pull system that allows Advantage members to have their purchases ready for pickup the next day if they make an online order before 5pm. You can also access the Sams Discover Card login site to check your expenses.
Advantage Plus Membership ($100 annual fee)
Plus members get all the benefits of an Advantage plan, except they can accrue up to 100,000 miles a year. They also get 1.75% cash back rewards when spending between $5,000 and $10,000 and 2% when they spend more than $10,000 a year. Earlier shopping hours (starting 7am), extra discounts via eValues and even more discounts on medicines – 8% for name-brand prescriptions and up to 40% discounts on generics that are not part of the $4 and $10 generic prescription plans.
Business Membership ($35 annual fee)
Earlier shopping hours, Click ‘n’ Pull and Fax ‘n’ Pull (like Click ‘n’ Pull except by fax) come with Business membership. Applying for a Business Sams Credit Card also makes members eligible for small business loans anywhere between $5,000 and $25,000 courtesy of Superior Financing Group along with low merchant processing payment rates. These rates can go as low as 1.49% + 20 cents.
Business Plus Membership ($100 annual fee)
Plus members get all benefits of regular Business membership at modified rates for more savings while integrating features of Advantage Plus membership – eValues savings, service plans, Advantage Plus cash/mileage credit card rewards and pharmacy savings included.
Note that all memberships have a guarantee wherein members can opt for a full refund if they are dissatisfied with their memberships in any way at all.
